Apply For A Loan

Below is a list of education loans that we offer to students, parents and college graduates.  You can securely apply online, by downloading an application, or by calling us at 1-877-256-0066 to complete the application for you over the phone.

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LOAN UPDATE for 2008 – ’09 School Year:
As you may know, multiple student loan lenders have exited the marketplace due to the recent student loan crisis. As a result, Student Lending Works has experienced a dramatic increase in the demand of our loans leading to the depletion of our tax-exempt funding, which is how we typically finance our low-cost loans.  

In order for us to continue making loans to you and other Ohio students and families, we will enter into a short-term financing agreement with the U.S. Department of Education to ensure we have adequate funding for loans in the upcoming academic year.   Other lenders will be entering into these agreements as well. Based on the agreement with the U.S. Department of Education, the only discount they will support is:

  0.25% interest rate reduction for making payments       automatically with a checking or savings account.

Although we are currently facing unusual times, we pledge that once our tax-exempt funding becomes available again, you will be among the first in line to receive our superior discounts for the next academic year. 

This change will not affect loans you might have previously taken out with us or our commitment to the personalized customer service and individual borrower counseling you can expect to receive from Student Lending Works, the State of Ohio’s designated nonprofit student loan lender.  

Stafford Loans                          
Undergraduate and Graduate students – Receive an interest rate as low as 5.75% with our Federal Stafford Loan to help pay for your tuition, room and board, and other college fees.

  Apply Online         Print Application

Grad PLUS Loans                       
Graduate and Professional students - Our Federal Grad PLUS Loans help pay for your remaining college expenses with fixed interest rates as low as 8.25%.

  Apply Online         Print Application

Parent PLUS Loans                                      
Parents – Receive an interest rate as low as 8.25% with our Parent PLUS Loans to pay for your student’s remaining college expense.

  Apply Online         Print Application

Did You Know… Our lending surplus is reinvested into education programs. So by applying for our education loans, you help us help others achieve educational success.